Business / Commercial Insurance

PROPERTY INSURANCE:

Covers real estate and other property your business owns
Provides coverage for tenants' improvements and betterments
Computer Operations Interruption Coverage pays for business income lost and extra expenses as a result of many computer problems
Electronic Data Loss Coverage pays the cost to replace or restore electronic data destroyed or damaged as the result of causes of loss named in the policy
Coverage can be added for such items as special equipment, fine arts, valuable papers and records or accounts receivable
Business Interruption Insurance helps pay ongoing expenses while your business is unable to function after a loss and also helps make up for lost profits
Employee Dishonesty
Earthquake coverage

LIABILITY COVERAGE:

Range of liability coverages—everything from slip-and-fall accidents to claims of libel or slander

UMBRELLA LIABILITY:

This is in addition to the liability coverage and increases the limits of liability coverage. Most companies should consider an umbrella and should obtain as high a limit as is necessary

FLEET (Auto Coverage):

Covers one or more company owned autos, trucks or vans
Non Owned Auto coverage - covers the company if it is named in a lawsuit involving an employee’s auto accident while on company business