Cyber & Tech Liability

Information/Network Security, Privacy Liability, and Technology Professional Liability

Summary of Product

Information/Network Security coverage provides Policyholders with legal defense and indemnity protection arising from the following Wrongful Acts:

Privacy Wrongful Act: Breach of duty committed by the Insured or Third Party Contractor which results in:

  1. misappropriation or disclosure of Personally Identifiable Information* in the Insured’s care, custody or control
  2. a breach or violation of U.S. federal or state statutes and regulations associated with the control and use of Personally Identifiable Information

Network Security Wrongful Act: Breach of duty committed by the Insured or Third Party Contractor which causes a breach of the Insured’s Network Security which results in:

  1. unauthorized access to, use of or tampering with a third party’s network
  2. Identity Theft or credit/debit card fraud
  3. unauthorized release of a third party’s confidential and propriety business information

Media Wrongful Acts: Breach of duty of the Insured in connection with the Insured’s Advertising or Electronic Content which results in:

  1. defamation, slander or libel related to harm the character or reputation of another person
  2. unfair competition, deceptive trade practices, misrepresentations, product or service disparagement of an organization
  3. misappropriation or misdirection of messages or media of third parties including meta tags, Website Domains and names, and related cyber content
  4. plagiarism, piracy or misappropriation of ideas, infringement of copyright, domain name, trade dress, title or slogan or the dilution or infringement of trademark, service mark, service name or trade name

*Personally Identifiable Information: information which an individual may be uniquely and reliably identified (i.e. date of birth, SSN, PIN’s, address or phone number, credit card numbers or protected health information)