Disability Insurance

HCP National provides all types of disability insurance structures.

As a broker we can shop all the major disability insurers to find the best option.

The likelihood of disability is far greater than death. The odds are between 1 in 5, to less than 1 in 3 that a person in their mid 40’s would be disabled. We can provide disability coverage with limits from $1,000 to over $400,000 a month in income replacement coverage.