
Disability Insurance
HCP National provides all types of disability insurance structures.
As a broker we can shop all the major disability insurers to find the best option.
The likelihood of disability is far greater than death. The odds are between 1 in 5, to less than 1 in 3 that a person in their mid 40’s would be disabled. We can provide disability coverage with limits from $1,000 to over $400,000 a month in income replacement coverage.
- See your odds of disability and why you need disability insurance
http://www.efmoody.com/insurance/disabilitystatistics.html - We can insure most occupations, including high risk, for disability insurance
- Are experts at finding disability insurance coverage for those with health issues


