Latest Insurance News

Better Options for Patent Defense Insurance

Patent Defense Insurance/Intellectual Property Insurance We now have better alternatives for patent defense insurance (also known as intellectual property insurance). This coverage provides defense, abatement, and protection against patent trolls. Our options for patent defense insurance allow the client to choose their own counsel. This aspect of coverage is invaluable, as the firm that files the patent or trademark can be the one to defend … Read More

Lower Cost Tail Medical Malpractice Insurance

You became a doctor to help people, but now you work just to pay your medical malpractice premiums. The problem is malpractice insurance costs too much, and you work just to pay the premiums. Now, you have to buy tail medical malpractice insurance and you cannot finance it. If you're searching for lower cost tail medical malpractice insurance, HCP National can help you.   https://www.youtube.com/watch?v=y6eKR3nnP1k Lower Cost Tail … Read More

2015 HCP Scholarship – Winning Essay – Phalen

Question: “Do you think there should be a MICRA cap on all professional liability claims? Why or why not?” Insurance claims come in all sizes. There are the claims people make about their cracked car windshield or about hail damage. Then, on a whole different scale, there are the insurance demands against hospitals or doctors who made mistakes and harmed patients. These can cost insurance companies anywhere from hundreds of thousands to millions … Read More

2015 HCP Scholarship – Runner Up Essay #1- Rachel

Question: “Do you think there should be a MICRA cap on all professional liability claims? Why or why not?” Should there be a MICRA cap on all professional liability claims? Placing a MICRA cap on all professional liability claims is a highly controversial issue. The lack of uniformity in malpractice tort reform across the states as well as the ongoing legal challenges to the constitutionality of malpractice caps indicate that there is not a … Read More

2015 HCP Scholarship – Runner Up Essay #2- Caleb

Question: “Do you think there should be a MICRA cap on all professional liability claims? Why or why not?” I believe there should be a MICRA cap for the purpose of cost control, but I think there should be some formula to evaluate what that cap should be for individual cases. Such a formula should be relatively simple so as not overly congest the courts with difficult case analysis and should thus be based on a limited number of factors. A … Read More