Employer Stop Loss

The most cost-effective method of delivering employee benefits for many businesses and institutions is to self-fund their business insurance program. To manage your company’s self-insured insurance portfolio within acceptable risks against unexpected losses and catastrophic claims, your portfolio should contain a customized Employer Stop Loss insurance product. By adding Employer Stop Loss coverage, you can mitigate possible claim costs and still reduce the cost of employee health benefits without disrupting your cash flow.

HCP National Insurance Services has been helping clients find affordable professional liability insurance for Employer Stop Loss coverage since 1989. We are experts in customizing your company’s business insurance portfolio to protect against devastating employee healthcare claims. Check out the reasons below for considering HCP National and its affiliate Healthcare+ Insurance Services, Inc. for your Employer Stop Loss insurance:

  • Expert Stop Loss Liability Insurance provider since 1989
  • Co-Insurance and Cost-Saving Flexible Deductibles
  • Alternative Approaches to Minimized Fixed Costs
  • Up to 50% Saving on Insurance Deductibles with Same Coverage
  • Pay the Same Insurance Premium for More Meaningful Coverage
  • Specific Stop Loss & Aggregate Stop Loss Insurance Coverage

We have Employer Stop Loss Insurance that advances funding when your business or institution has a claim so you have no unexpected out-of-pocket expenses. HCP National can customize your insurance portfolio to provide risk retention limitations for a “Specific Claim” or your annualized “Aggregate Claims”. Managing specific risks in your self-funded group health plan is necessary for your business’s protection from a very large claim or from collective member claims during the year or for the period of time your self-insured healthcare program is active.

HCP National and its affiliate, Healthcare+ Insurance Services, Inc., have placed over $250,000,000 in stop loss liability insurance coverage. Use the convenient Click to Call Us Now feature at the top of the page to speak with one of our Stop Loss Insurance specialist.