1-888-478-6756 Monday-Friday, 8am - 8pm
contactus@hcpnational.com Drop us a line anytime!
16-A Journey, Suite 150 Aliso Viejo, CA 92656
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1-888-478-6756 Monday-Friday, 8am - 8pm
contactus@hcpnational.com Drop us a line anytime!
16-A Journey, Suite 150 Aliso Viejo, CA 92656
Get a Quote
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Better Options for Patent Defense Insurance

Patent Defense Insurance/Intellectual Property Insurance We now have better alternatives for patent defense insurance (also known as intellectual property insurance). This coverage provides defense, abatement, and protection against patent trolls. Our options for patent defense insurance allow the client to choose their own counsel. This aspect of coverage is invaluable, as the firm that files the […]

Lower Cost Tail Medical Malpractice Insurance

You became a doctor to help people, but now you work just to pay your medical malpractice premiums. The problem is malpractice insurance costs too much, and you work just to pay the premiums. Now, you have to buy tail medical malpractice insurance and you cannot finance it. If you’re searching for lower cost tail […]

2015 HCP Scholarship – Winning Essay – Phalen

Question: “Do you think there should be a MICRA cap on all professional liability claims? Why or why not?” Insurance claims come in all sizes. There are the claims people make about their cracked car windshield or about hail damage. Then, on a whole different scale, there are the insurance demands against hospitals or doctors […]

2015 HCP Scholarship – Runner Up Essay #1- Rachel

Question: “Do you think there should be a MICRA cap on all professional liability claims? Why or why not?” Should there be a MICRA cap on all professional liability claims? Placing a MICRA cap on all professional liability claims is a highly controversial issue. The lack of uniformity in malpractice tort reform across the states as […]

2015 HCP Scholarship – Runner Up Essay #2- Caleb

Question: “Do you think there should be a MICRA cap on all professional liability claims? Why or why not?” I believe there should be a MICRA cap for the purpose of cost control, but I think there should be some formula to evaluate what that cap should be for individual cases. Such a formula should be […]

HCP National Insurance Services is Launching Affordable Obamacare Product for Large Companies

We’re launching a minimum value plan/bronze plans at half the cost of any option commercially available for businesses with 200 or more people. There’ll be nothing like this in the industry. Find out more here and be sure to check back for more details about our new ACA compliant products.

What You Should Do If You Are Sued For Malpractice

In this litigious society, there is a pervasive fear among physicians that they may one day be served with a malpractice claim.  Most claims are filed because there was a less than optimal outcome, even if it is eventually proven that there was no actual negligence or malpractice by the physician. The following guidelines detail […]

7 BIGGEST MISTAKES MD’S MAKE IN THEIR MEDICAL MALPRACTICE INSURANCE COVERAGE

1. Performing procedures that you are not covered for, and/or neglecting to state the procedures you are performing in the Medical Malpractice application procedure list.  The insurer may deny or cancel your coverage for the false statement. The procedure(s) that you mark is the only procedure(s) that the insurer is covering. To avoid the denial of coverage […]

Lower Cost Malpractice Insurance: Litigation is Decreasing

Dr. Jena, of Mass General and Harvard Medical School, studied malpractice cases and her findings were published in the AMA’s Archives in Internal Medicine. Interestingly, the study found that of all malpractice insurance claims where some defense cost was incurred, only 55.2 percent resulted in litigation.Of those malpractice insurance cases that resulted in litigation, there were differences by specialty; for example, 46.7 percent of the claims were against anesthesiologists and 62.6 percent of the claims were against OB/GYNs

NORCAL Mutual Medical Malpractice Rates Are Coming Down

NORCAL Mutual has been approved by the California Department of Insurance for an overall 7.07 percent rate decrease in Medical Malpractice Insurance rates, I would like to elaborate on a few points for you.

•The full implementation of the new Med Mal rates will be completed by July 1, 2012. The new malpractice rates apply to all new and renewed policies effective January 1, 2012 and later. All adjustments will be made by July 1, 2012.

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